Apply once.
Compare funding options clearly.
Your broker uses Specter to package your application, route it to aligned lenders, and present available responses in one place. Review timelines, eligibility, offers, and funding timing vary by lender and file.
YOUR EXPERIENCE
Simple from application to decision path.
A guided process with clear steps and status visibility.
Current step 01 of 06
Your broker sends you a link
Simple, secure application
What you'll need
Your broker will guide you if anything else is needed.
Compare offers side-by-side
Review term, payment, speed, and notes in one place.
What You Get
A faster, fairer funding experience.
Specter gives brokers a structured platform to serve merchants with clearer documents, routing, and offer comparison.
Decision-Ready Packages
Structured submissions are designed to support faster lender review. Eligibility and timing vary.
Clear Offer Comparison
When lenders respond, your broker can compare available rates, terms, and conditions in one place.
Secure & Private
Your business data is handled through encrypted workflows with controlled lender sharing.
Transparent Process
Track application status updates through a shared broker workflow instead of scattered follow-ups.
Broker Support
Your broker can coordinate documents, lender responses, and next steps through the Specter platform.
Broker-Managed Access
Your broker manages the platform relationship and guides the application workflow on your behalf.
Ready to Explore Funding?
Talk to a broker today.
Your broker will walk you through the Specter application and help route your file to lenders that may fit your business.